rAc - do less work when model changes

chrome/browser/ui/autofill/autofill_dialog_controller_impl.cc

Index: chrome/browser/ui/autofill/autofill_dialog_controller_impl.cc
diff --git a/chrome/browser/ui/autofill/autofill_dialog_controller_impl.cc b/chrome/browser/ui/autofill/autofill_dialog_controller_impl.cc
index 26aa4eaa3a9b91b6361b86e5ee8c5f2018eb39be..aaacbed099c5c50fb9addf3a70963edd069a2239 100644
--- a/chrome/browser/ui/autofill/autofill_dialog_controller_impl.cc
+++ b/chrome/browser/ui/autofill/autofill_dialog_controller_impl.cc
@@ -3322,9 +3322,9 @@ bool AutofillDialogControllerImpl::IsCreditCardExpirationValid(
   if (!autofill::IsValidCreditCardExpirationDate(year, month, now))
     return false;
 
-  if (IsPayingWithWallet() && IsEditingExistingData(SECTION_CC_BILLING)) {
-    const wallet::WalletItems::MaskedInstrument* instrument =
-        ActiveInstrument();
+  const wallet::WalletItems::MaskedInstrument* instrument =
+      ActiveInstrument();
+  if (instrument) {
     const std::string& locale = g_browser_process->GetApplicationLocale();
     int month_int;
     if (base::StringToInt(month, &month_int) &&